Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Junk Drawer Approach to Investing It's easy to let investments accumulate like old receipts in a junk drawer. U.S. Personal Savings Rate What can be learned from the savings rate? Should I Accept a Free Credit Lock? Learn the ins and outs of credit locks, freezes, and more.